Astonishingly,  over one-half the world's population live in extreme poverty of $1/day or near poverty $2-5/day. The human cost of poverty is 30,000 children who die each day; 11 million each year. Many of these families cannot break out of the poverty cycle because they do not qualify for small business loans through banks. Microcredit lending begins to bridge this gap and make microloans as little as $50  for individuals to start a small business.

Ayesha is the leader of a group of 12 women in Dera, all HIV positive, who applied for a microloan of $240 each to start a sheep fattening business. The sale of sheep is profitable and desirable in Dera. However, the drought has made this business impossible. Today she sells traditional bread, injera, at the Dera market.

See It In Action

How Does It Work?

Unlike traditional micro-loans where business knowledge plateau’s but repayments are made and lenders trapped in debt at a higher level; Hope Arising offers micro-loans that deliver the means and the knowledge for families to elevate from poverty to self-reliance.

Dera Market
  • No interest loans
  • Loan repayments go towards a new loan for another family business, and is sustainable
  • Weekly business classes
  • Weekly micro-loan group meeting with Mentors
  • Weekly accountability measures of social impact score (ratio spent on food)
  • School-age children required 80% attendance, including girls
  • Personal Savings required weekly
  • Applicable to any degree of need or education level, including the ultra-poor earning < $1/day

Become a Part of the 90/30 Challenge

Help 100 families go from

Spending 90% on food to

Spending 30% on food

freeing up 70% of their Income for

Education and Healthcare Needs

Scroll to top